National Supervisory Authority & Licensing Qualification Dossier • Asia-Pacific
Financial Intelligence Unit – India
Global JurisdictionSource / Native Reference: 印度金融情报单位
- Supervisory tier
- Tier-2
- License classes
- 2
- Licensed records
- 3
- Active / regulated
- 3
Statutory Supervisory Mandate & Scope
Financial Intelligence Unit – India (Financial Intelligence Unit – India) oversees anti-money laundering registration, Virtual Asset Service Provider (VASP) compliance, Money Services Business (MSB) supervision, and financial crime intelligence in Global Jurisdiction.
Prudential Tier Assessment
Tier-2Tier-2 national Financial Intelligence Unit (FIU) and AML/CFT / Virtual Asset Service Provider (VASP) supervisor in Global Jurisdiction.
National licensing qualifications & statutory authorisation classes (Financial Intelligence Unit – India)
Authorisation categories, permitted institutional and retail activities, minimum initial capital adequacy, and ongoing prudential solvency rules enforced by Financial Intelligence Unit – India in Global Jurisdiction.
| License class / code | Official designation | Permitted institutional & retail activities | Minimum initial / base capital | Ongoing prudential & solvency rule |
|---|---|---|---|---|
| VASP / DCE Registration | Virtual Asset Service Provider & Custodial Wallet Registration | Fiat-to-crypto exchange, crypto-to-crypto exchange, virtual asset transfer, and custodial wallet administration. | USD $50,000 – $150,000 equivalent share capital (or statutory fit-and-proper + local MLRO presence). | Continuous KYC/CDD onboarding, blockchain analytics transaction monitoring, and annual independent AML audit. |
| MSB / Currency Exchange Registration | Money Services Business & Remittance Registration | Money transmission, foreign currency dealing, and payment instrument issuance. | Subject to state/national surety bond and minimum net worth requirements. | Currency Transaction Reports (CTRs) and Suspicious Activity Reports (SARs/STRs) via goAML / BSA E-Filing. |
Investor compensation, client money segregation & digital-asset regime
Statutory counterparty protections, custody reconciliation mandates, and virtual-asset licensing status under Financial Intelligence Unit – India.
AML/CFT Registration Only (Non-Prudential / No Investor Compensation Scheme)
- Maximum coverage per client
- Not covered by statutory investor compensation (FIU/MSB registration supervises AML/CFT compliance rather than prudential solvency)
- Eligible counterparties & scope
- Counterparties must verify whether the entity also holds a separate prudential securities or banking licence.
Financial Intelligence Unit – India VASP Custodial Wallet & Client Ledger Separation Rules
- Reconciliation & audit cadence
- On-chain and off-chain omnibus ledger reconciliation; separation of customer virtual assets from corporate treasury.
- Approved custodian requirements
- Multi-signature / MPC hardware security module (HSM) custody and segregated fiat settlement accounts.
Financial Intelligence Unit – India Statutory VASP / Digital Currency Exchange Registration
- Travel Rule, custody & stablecoin rules
- Mandatory originator and beneficiary Travel Rule data transmission for virtual asset transfers.
Primary Governing Statutes & Rulebooks
- Anti-Money Laundering and Counter-Terrorist Financing Act of Global Jurisdiction
- FATF Recommendations 15 (Virtual Assets & VASPs) & 16 (Wire Transfer / Travel Rule)
- Financial Intelligence Unit – India Mandatory VASP / MSB Registration & Beneficial Ownership Regulations
Regulatory Reporting & Audit Obligations
Prompt filing of Suspicious Transaction Reports (STRs) and Threshold Transaction Reports with Financial Intelligence Unit – IndiaAppointment of a resident Money Laundering Reporting Officer (MLRO) and annual independent AML/CFT compliance audit5-year retention of KYC identity records and Travel Rule cryptographic counterparty data
Cross-Border Equivalence & Passporting
Territorial registration required in Global Jurisdiction whenever soliciting or onboarding domestic residents.
Supervised institutions & Financial Intelligence Unit – India licence records in our database
3 licence records referencing Financial Intelligence Unit – India (3 regulated/registered).
| Institution | Licence number | Status | Licensed legal entity | Effective date | Verification |
|---|---|---|---|---|---|
| Binance DEX | Not supplied | Regulated | Binance(Binance Holdings Ltd.) | 2023 | |
| bybit | Not supplied | Registered | Bybit Fintech Limited | 2025-02 | |
| Delta Exchange | VA00041101 | Regulated | Excelium Technologies Private Limited | 2023 |
Financial Intelligence Unit – India (Global Jurisdiction): institutional licensing & due diligence FAQ
Key statutory capital, compensation, custody segregation, and verification answers for compliance teams.
What are the primary licensing classes and minimum capital requirements under Financial Intelligence Unit – India (Global Jurisdiction)?
Financial Intelligence Unit – India (Financial Intelligence Unit – India) supervises financial institutions in Global Jurisdiction under Anti-Money Laundering and Counter-Terrorist Financing Act of Global Jurisdiction and FATF Recommendations 15 (Virtual Assets & VASPs) & 16 (Wire Transfer / Travel Rule). Key statutory authorisation classes include: VASP / DCE Registration (Virtual Asset Service Provider & Custodial Wallet Registration — min. capital: USD $50,000 – $150,000 equivalent share capital (or statutory fit-and-proper + local MLRO presence).); MSB / Currency Exchange Registration (Money Services Business & Remittance Registration — min. capital: Subject to state/national surety bond and minimum net worth requirements.). Ongoing prudential supervision requires strict adherence to capital adequacy and liquidity buffers.
Does Financial Intelligence Unit – India provide statutory investor compensation and mandatory client asset segregation?
Under Financial Intelligence Unit – India's framework, investor protection is governed by AML/CFT Registration Only (Non-Prudential / No Investor Compensation Scheme) with maximum coverage of Not covered by statutory investor compensation (FIU/MSB registration supervises AML/CFT compliance rather than prudential solvency) (Counterparties must verify whether the entity also holds a separate prudential securities or banking licence.). For client money and custody assets, supervised firms must comply with Financial Intelligence Unit – India VASP Custodial Wallet & Client Ledger Separation Rules, performing on-chain and off-chain omnibus ledger reconciliation; separation of customer virtual assets from corporate treasury. with multi-signature / mpc hardware security module (hsm) custody and segregated fiat settlement accounts..
How does Financial Intelligence Unit – India regulate digital assets, crypto exchanges (VASPs/CASPs), and stablecoins?
Financial Intelligence Unit – India's digital-asset regime is structured around Financial Intelligence Unit – India Statutory VASP / Digital Currency Exchange Registration (Active mandatory AML/CFT and VASP registration with public register verification.). Custody and AML/CFT compliance obligations require: Mandatory originator and beneficiary Travel Rule data transmission for virtual asset transfers.
How can I verify an institution's Financial Intelligence Unit – India licence number and check our 3 recorded licence entries?
Our database currently tracks 3 licence records referencing Financial Intelligence Unit – India (3 marked regulated or registered). To verify a counterparty at the primary source, open Financial Intelligence Unit – India's official public register (https://www.fingate.gov.in/), search by the exact reference number and legal entity name, and confirm that the firm's domain and permitted activities match its statutory authorisation.
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Statutory licensing classes, base capital rules, and investor protection summaries for Financial Intelligence Unit – India (Global Jurisdiction) are maintained for institutional benchmarking and do not constitute legal advice. Always verify current rulebooks and active firm authorisations directly on Financial Intelligence Unit – India’s official public register.