Institution record
Luminor Bank AS
- Source score
- —
- Warnings
- 0
- Comments
- 0
Licence records
Licences within our coverage (crypto exchanges and digital-asset service providers) are listed first. Check each one on the regulator's own register.
Peer regulatory & risk comparison
Side-by-side supervisory and risk benchmark comparing Luminor Bank AS against peer institutions in our crypto exchanges and digital-asset service providers dataset.
| Institution | Primary regulators | Regulated / total | Risk classification | Source score | Warnings |
|---|---|---|---|---|---|
| Luminor Bank AS (this record) | EFSAECB | 2 / 2 | Risk level not supplied | — | 0 |
| Mizuho Securities | BaFinMASSFC+4 | 6 / 7 | Risk level not supplied | — | 0 |
| Admiral Markets | FSABaFinEFSA+3 | 4 / 6 | Risk level not supplied | — | 0 |
| Nordea | FSAFIDKFSA+2 | 5 / 5 | Risk level not supplied | — | 0 |
| Deutsche Bank AG | BaFinFRSECB+1 | 4 / 4 | Risk level not supplied | — | 0 |
| LeasePlanbank | BaFinECBDNB | 3 / 3 | Risk level not supplied | — | 0 |
Luminor Bank AS: institutional due diligence FAQ
Key supervisory, licensing, and counterparty verification questions generated from the dataset.
What is Luminor Bank AS's regulatory licence status and supervisory authorisation?
In our imported dataset, Luminor Bank AS (legal entity reference: Luminor Bank AS) holds 2 recorded licence entries, of which 2 carry a "regulated" status and 2 are marked regulated or registered: EFSA (Estonian Financial Supervision and Resolution Authority) — licence 11315936, status: regulated, Tier-2; ECB (European Central Bank) — licence 213800JD2L89GGG7LF07, status: regulated, Tier-1. Institutional due diligence requires verifying that the exact legal entity on your counterparty agreement matches the licensed entity name and registration number on the official EFSA, ECB public register.
Which of Luminor Bank AS's jurisdictions and licences fall within this site's regulatory coverage?
Luminor Bank AS is registered at Liivalaia tn 45, Tallinn, Harju county, Estonia and tracked under our crypto exchanges and digital-asset service providers scope based on its institutional service profile (Financial services) rather than a domestic focus licence. Its 2 recorded licences (EFSA, ECB) should be evaluated for cross-border passporting and local solicitation rules.
What is Luminor Bank AS's institutional risk classification, enforcement exposure, and score profile?
Luminor Bank AS carries a "risk level not supplied" classification in the source dataset (composite numeric scores are not supplied for this record). The record flags 0 regulatory warning or complaint counts. Because these figures reflect imported source fields rather than primary audit findings, compliance teams should review primary enforcement bulletins directly.
What operational due diligence steps apply to Luminor Bank AS's platforms, entity structure, and complaints?
Before allocating capital or executing trades with Luminor Bank AS, institutional and retail allocators should: (1) confirm the domain (luminor.ee) against regulator-approved domains to guard against clone firms; (2) verify whether any of the 0 recorded warning/complaint entries or 0 user comments involve withdrawal restrictions or scope violations; and (3) confirm the dispute-resolution ombudsman tied to EFSA.
Related institutional research & regulatory analysis
Editorial briefings and compliance research from Institutional Ledger relevant to Luminor Bank AS's supervisory scope.
Digital Asset Custody & Prudential Accounting
Eurosystem Exploratory Wholesale DLT Settlement Trials (Trigger, Pontes & Appia): Atomic T+0 DvP Settlement & Intraday Repo Collateral Mobility (EUR 1.5B+ Wholesale DLT Trial Volume Benchmark)
Eurosystem Exploratory Wholesale DLT Settlement Trials (Trigger, Pontes & Appia) (EUROSYSTEM-DLT) stands at EUR 1.5B+ (Wholesale DLT Trial Volume) (Source: European Central Bank / Bundesbank, 2026-10-20), governing elimi
Regulated Stablecoins & Collateral Mobility
Eurosystem Exploratory Wholesale DLT Settlement Trials (Trigger, Pontes & Appia): Institutional AUM, 7-Day Net Yield & Expense Ratio Benchmarks (EUR 1.5B+ Wholesale DLT Trial Volume Benchmark)
Eurosystem Exploratory Wholesale DLT Settlement Trials (Trigger, Pontes & Appia) (EUROSYSTEM-DLT) stands at EUR 1.5B+ (Wholesale DLT Trial Volume) (Source: European Central Bank / Bundesbank, 2026-10-20), governing compa
Tokenized RWA & Treasury Funds
Eurosystem Exploratory Wholesale DLT Settlement Trials (Trigger, Pontes & Appia): G-SIB Balance-Sheet SLR Relief & Prudential Capital Treatment (EUR 1.5B+ Wholesale DLT Trial Volume Benchmark)
Eurosystem Exploratory Wholesale DLT Settlement Trials (Trigger, Pontes & Appia) (EUROSYSTEM-DLT) stands at EUR 1.5B+ (Wholesale DLT Trial Volume) (Source: European Central Bank / Bundesbank, 2026-10-20), governing SAB 1
Wholesale CBDC & Atomic Settlement
Eurosystem Exploratory Wholesale DLT Settlement Trials (Trigger, Pontes & Appia): Bankruptcy-Remote Custody Segregation & SEC Rule 15c3-3 Controls (EUR 1.5B+ Wholesale DLT Trial Volume Benchmark)
Eurosystem Exploratory Wholesale DLT Settlement Trials (Trigger, Pontes & Appia) (EUROSYSTEM-DLT) stands at EUR 1.5B+ (Wholesale DLT Trial Volume) (Source: European Central Bank / Bundesbank, 2026-10-20), governing quali